Hi GC,
I live considerably north of Hervey Bay (Cairns) & perhaps battle with even more extremes of heat & humidity than you will have to deal with.
I have lots & I mean lots of rechargeable dessicant bags scattered through my telescope, eyepiece & camera cases & I check them regularly. They are easy to make up yourself, buy bulk rechargeable dessicant on eBay & get the small ziplock bags & get busy with a pin... there are commercial versions in the form of plastic boxes you can plug into a USB to recharge but, they are bulky....
In each visual back of the scopes I own there is either an old film cannister with holes drilled in the base (1.25" VB) or a 2" plastic cylinder for the 2" VBs with a bag of rechargeable dessicant in them. Again, you can buy commercial cannisters but, they are pricey & these work just fine...
After a night's viewing, my scopes & EP's come back inside & are left out with the optics open & a ceiling fan operating to circulate air. I don't pack either my eyepieces or my scopes away until I am certain they are dry. When packing them away, I double check the dessicant bags & swap out the dessicant if required...
My DSLR & lenses are stored similarly, in their bags with a rechargeable dessicant bag popped in to keep them dry. I know some of the more dedicated photographers up here use a dry cupboard for their gear but, what I am doing seems to work just fine.
So, yes, bit of a challenge to keep your gear dry & potentially mould free but, thus far, I have had no major problems as such & we've been in Cairns for close to 15 years now.
I did have one issue with the inside of a corrector plate on a Meade SCT I used to own & to this day I'm still not sure if they were the beginnings of a mould bloom or something else. I noticed them very quickly & was able to remove the corrector plate & clean it, leaving no trace whatsoever of the offending whatever it was... I became even more anally retentive about liberal use of dessicant packs & drying my gear out after a session as a result.
Hope this experience is of some value to you in your decision making process although, if your family is like mine, I suspect the decision may already be made...