Quote:
Originally Posted by koputai
...Paypal investigated, managed to get the money back from the scammer, and has reimbursed my account. Thanks Paypal !
I think if you pay with Paypal then you are well covered. That said, I will never buy from an Ebay seller with a feedback of less than 25 ever again.
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If you really think you are covered...I hate to bear bad news. If Paypal cannot recover the money from the other party (aka they have shot thru)...then..you are "stiffed" so to speak.
Read the terms of paypal protection
here:
Here is an extract:
PayPal has two programs to assist buyers:
- the PayPal Buyer Complaint Policy - under which buyers may be able to recover their payments from sellers; and
- this PayPal Buyer Protection Policy – under which buyers may have funds recovered from a seller or may, at PayPal's sole and absolute discretion, receive a payment from PayPal.
......However,
where PayPal is unable to recover the whole or any part of your payment from the seller for a claim, PayPal
may at its absolute and sole discretion, decide to make an ex gratia payment, not exceeding the financial limits set out in paragraph 3 below.
These do not sound like the words of "protection" I like to hear. Paypal has it all their way..they take none of the risks...you do.
That said. I use paypal and am very wary of where/whom I send my funds to.
Credit card is better as you can at least to a reverse charge!
