Hi Tornado33,
The tradies who installed our new Rheem today told us that if we had solar when we once had cricket ball sized hail, it would have destroyed the solar heating panels.
I am a little dubious, no, a lot dubious about the validity of the tradies statement. I have had in two houses, solar hot water systems.
The first; I lived in for 18yrs, the second has been six yrs. During that time there have been many hail storms. In recent memory was the storm of Mar 2005.
Orange sized hail pounded our roof like a machine gun firing rocks. Insurance covered the roof replacement on the house and shed. The hot water system only needed the metal skin over the tank replaced. The panels were unscathed.
Many tradies are good, but some give the good ones a bad name.
If a hail storm is so bad that it starts smashing the solar panels then the hot water system will be the least of your concerns.
Getting back to the first solar system. It was installed in the late 60's and to this day is still operating.
Cheers Marty