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Poll: Reasonable expendature on presents per person ?
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Reasonable expendature on presents per person ?

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  #21  
Old 07-12-2008, 06:36 PM
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Miaplacidus (Brian)
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Well, I guess you can't take anything for granted. But I'm pretty confident that any bank or employer is going to be more impressed by someone who has demonstrated an ability to save since adolescence. And surely one of the principles of saving is to have something set aside precisely for that rainy day when you suffer temporary unemployment.
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  #22  
Old 07-12-2008, 06:49 PM
Ian Robinson
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Quote:
Originally Posted by Miaplacidus View Post
Well, I guess you can't take anything for granted. But I'm pretty confident that any bank or employer is going to be more impressed by someone who has demonstrated an ability to save since adolescence. And surely one of the principles of saving is to have something set aside precisely for that rainy day when you suffer temporary unemployment.
Maybe I'm jaded , but I doubt they would give a toss.

BTW You can't ordinarily touch your super when you're unemployed , unless you are prepared to give a big chunk of it away (as access fees and taxes).
And banks are more interested in your debt history than your saving history. Savers as far as they are concerned are not profitable. Heard the term "deadbeat borrowers" = people who pay the entire balance each month on their credit cards .

I know outstanding engineers who've been thrown on the scrapheap when the country is supposed to be short of engineers yet they can't get jobs despite superb CVs and credentials and stacks of experience.
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  #23  
Old 07-12-2008, 07:28 PM
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Miaplacidus (Brian)
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You do sound a bit cynical, there, Ian. The tone of bitter personal regret, I hope I am not detecting, but if so I will try to defer to the soul of experience. Nonetheless, in the end the scrap-heap argument still sounds like a good reason to aim at becoming independently wealthy as quickly as possible. (I wasn't advocating putting all one's savings into super, by the way.)
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  #24  
Old 09-12-2008, 01:00 AM
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GTB_an_Owl (Geoff)
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whats the title of this thread ?

geoff
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  #25  
Old 09-12-2008, 10:01 AM
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Miaplacidus (Brian)
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Asked Sue yesterday, ironic like, if there was any limit on what we were going to spend on the kids this Christmas. She didn't hesitate, didn't even turn her head to look at me, just answered distracted-like as she was studying the catalogue.

"No."

Bit of a worry. Sue doesn't do irony.

Maybe she's right, though. If you aren't going to spoil your kids at Christmas, what the hell are you here for?
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