Ok,
I'm going to play devils advocate here and tell it as is:
A dob is arguably the best bang for your buck. Go 8", 10" if the size doesn't concern you.
Yes dobs are unusual looking scopes, look cheap, but visually wise are better than a traditional refractor of the same cost.
You can plonk it on grass, dirt, etc, doesn't even need to be on perfect flat ground.
Can be a bit cumbersome to lug around (although the base and scope can be separated when travelling).
Refractor (based on your budget) probably wont give as much bright views of night objects. Bit if you get bored with the hobby and it doesn't turn out the way you expect you can always use it for terrestrial viewing.
Astrophotography - You can take some snaps of the moon and with modded webcam, pics of say Saturn, Jupiter process them with say registax . However for serious astro work you will need to spend good money on a decent mount.
As the others have mentioned, try to go to a viewing night and meet some folks and look through the various scopes. In fact try to meet up a couple of more times before you commit.
Some people get hooked into the hobby and it will provide them a wonderful lifetime journey. Others get into it, only to realise after a few months of lugging the gear out, then back in, cold nights, late nights etc the novelty wears thin.
Good luck with the decision
Norm
PS: Google Andrew Communications @ Greystanes, they sell DOBS at decent prices as well.