Just got the car back. I asked to have the old bearings.
Matt's and my suspicion held true - water ingress through a cracked spacer/shim (plastic) on each side, likely caused by wife hitting speed bump hard,in the rain (and the rain deluge that followed after that).
Right side was JUST starting to go, left side had collapsed - it's in several pieces. These are FAC bearings - top quality German ones.I kept the collapsed one to try to get a warranty refund, as it is STILL KM/Time covered.
Replaced with Queensland Bearings, made here in QLD. They better be good
Ah well, at least now I have a handful of hardened ball bearings to shanghai...errr... disregard last