Another vote for Zeiss lens wipes. Photographic film cleaner is good too (it's just aerosolised alcohol. Just keep in mind most lenses are glued, anything too aggressive just risks softening / dissolving glue.
For mirrors - distilled (or in my case filtered water) - with tiny bit of dish detergent.
UV will kill fungus, removing it is tricky if it's into the coatings.
Professionals clean less than you might think!
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