Thanks Guys,
Telrad is winning by a mile so far. Good points made by all.
Interestingly also, I recently acquired an Apple Iphone, and there is an excellent app for amateur astronomers "StarMap Pro" with Telrad target circles able to be toggled on and off amongst many other features on the app. It has the Messier, IC, NGC and Caldwell catalogues and magnitude of stars up to 16 with 2,500,000 stars and red nightlight toggle. So far the best app for astronomers at about $22.
I also made out of cardboard, Tarzan's grip, and Baader Solar film a filter for my 20 x 80 binoculars. I might make one for the 12" Dob also. It has been very interesting correlating the sunspots with wesbite images such as here:
http://umbra.gsfc.nasa.gov/images/latest.html
I cant wait for my first transit of Mercury or Venus observations. Gotta check the almanacs!