I don't think people in the suburbs could possibly do with just a Telrad (well, not my suburb anyway). I've used it only once or twice unfortunately, and you need bright objects or the red light, as dim as it is, drowns them out. Would be ideal with dark skies. Then again maybe I just have more to learn
I mounted mine such that the top end of the Telrad bracket was about in line with the bottom end of my finder scope, and in between the focuser and finder, as it were. Bit tricky to get down to look along the line of the Telrad though.