Some good information there,yes @pluto,she might have used some free wifi point in a shop.I've never used those-and will keep what you mention in mind.
Think,some how she got a message from what appeared to be from her bank,think she might have gone through the first hoop,before she stopped.The bank was very quick to pick it up,and contact her.She really is into all this online stuff in a big way.
I am afraid I'm too slow for most of this internet stuff,I have a different bank account I just fill up with a bit of money before a transaction,by going into branch and making deposit,and I do not have FB page.
http://en.wikipedia.org/wiki/Zeus_(Trojan_horse)