Hello Ian,
I installed a split system Solar HWS 3 years ago in our 5 bedroom 10EP house. Govt incentive paid about 30% of the cost and the system is designed for a 30-35 year life. So we will use approx 50% of that life before we move into a retirement villaige. In four years I have switched on the booster for two days.
Most efficeint solar systems are the roof mounted type as the thermal gradient does the cycling to stroage for you.
Major structural issue is that modern roofs (and some old ones) are often just strong enough to only support themselves

So if you have a 4 -5 bedroom house you may not safely apply 750Kgs to 3 or 4 roof frames! Hence the option of a splt system.
Split systems require a small pump to circulate the water to the storage tank. The most efficient pumps were developed by the Europeans for under floor central heating systems integrated with HWS they use 24watts.
The next major issue is the collectors ("what heat the water"). Solarhart originals often lasted 30 years (depending on water quality), some modern system (I'm not mentioning which brands

) have cut costs and build quality including no longer using black chrome copper collector tubes, but rather Colorbond pipes of dubious quality. Only some brands still use black chrome copper and toughened glass panels that will resist all but the heaviest hailstorms.
Be aware that the salesperson will ask you "how many people normally live with you?" not "What is the sleeping capacity of you house?"
Another option is Airpump HWS, but they tend to be noisy and best suit areas with less sunshine or the lack of suitable north facing roof space.
I have no affilaition, nor do I accept bribes etc. Just 40 years of engineeering experience and good research skills.
Do not grab the first, or the cheapest system! Hope this focuses your mind.
Cheers,
David