I suggest you talk to a lawyer about sueing the idiot neighbour. That's what your insurance company would be doing if you still had insurance. The neighbour might even carry Public Liability insurance cover that will payout any such claims - don't give up until you've explored all the options with a lawyer who knows the ropes.
You must be gutted by that Niko - I know I would. Very sorry to hear that news. Do explore the options such as the official cause of the fire to see if there is any recourse you may be entitled to or challenge.
mickeyb is correct the laws in relation to escaping fire are quite stringent suggest also talking to the local police to see if there were charges laid if they were you should monitor there progress if the prosecution is successful it may be difficult for the fire starter to avoid civil liability see a lawyer who specialises in property damage
thanks everyone. I've started making a list of everything that was lost - it adds up so quickly when you start to think about it all.
I was feeling okay yesterday but feel a but bummed today and then kind of selfish for feeling like that because others have lost so much more in recent years.
How devastating, Niko . And how flabbergasting it is that a neighbour could be so stupid .
I cannot imagine how gut wrenching it must feel for you right now. I feel sorry and sad for your situation, and the many others who have lost their pocessions to fire.
Living in a bushfire area myself, it always astounds me that people burn,or do other activities, on fire ban days. The number of fires that get out of control and damage property is amazing.
and another idiot starts a fire on a total fire ban...what do you have to do...
so sorry for your lose niko but at least you and your family are safe the most important thing of all !!!!!!!!!!!!!
and just what do you say to your neighbour he's probably gut wrenched..