Quote:
Originally Posted by PCH
What supplements or waivers do you generally take up Gary? I know from prior threads that you've driven around in the States frequently over the last few years, and I'm guessing you would know what's necessary as well as anyone.
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As a Texan friend advised when renting a car there, "get full insurance".
On the trip last month, every three letter acronym that had to offer, I
asked what it was at the rental desk, listened patiently and ended up
taking just about all of them because they seemed prudent.
In that instance, when it was all done, it effectively doubled the base
rental price.
As I mentioned, definitely make sure you have adequate third party
injury damage. We jump into any registered car in Australia knowing
we have some coverage. The same is not automatically true in the United States.
Many Americans will have their own personal insurance policy so when they
jump into a rental car, their own existing policy already covers them for third
party injury. So not all Americans need to signature each of those
three letter boxes on the rental form. But many foreign visitors
will need to consider their liability carefully.
There are even catches like the rental insurance may not cover injury to
another family member in the car you are driving! (see the Hertz page
I cited for an example of that).
The United States is the land of litigation, fine print agreements and
eye-watering hospital bills.
In all parts of the world, the excess on a Collision Damage Waiver (CDW)
can be a gotcha. For example, say the excess is $4000. You think to
yourself, "I will drive safely". You come back to the car park and
someone has dented your car door with theirs and driven off. You look at
the dent and figure it will probably cost about $400 to repair. That may
be true but the rental agency will also charge you for the time the car
is offline for repair. If that comes to a week or two and based on their
nominal rental rates not the "discounted daily rate" you paid, your $4000
may be gone.
Have a great trip!