Your pc builders are leeches sucking your blood, this is 2021.
But a fresh machine, solid state everything, monster graphics card, (but with a bloody great HDD to store data) running Win 10 pro with guaranteed Win 11 upgrade path.
Oh and get an ultra wide HD display too with at least 1440 vertical pixels.
Seriously, life is too short.
And don't buy anti-virus s/w. Windows have this covered as well as anyone these days.
Rant over
