Welcome to IIS Tigion, also welcome back to astronomy.
Yes, I suspect a lot of us have been down the same path that you appear to be treading; astronomy - girls & cars -> family -> no spare $ or time - kids grow up -> back to astronomy....... sigh!
20X60 binos ...mmmmmmmmm.... I suspect you might find these a bit high powered for hand holding (I find 10X quite high enough magnification). Some other members more experience than I might chip in with more informed comment. Were you planning to use a heavy duty tripod or bino mount?
Also the higher the magnification the more critical bino collimation becomes. This last comment is somewhat biased as, from experience, I appear to be more sensitive than normal to mis-collimated bino's, clearly the L & R sides of my brain have a comms problem
Cheers,