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If you are aiming to purchase no earlier than June, then use that time to not only save the $s, but to go to an observing night with the local astronomy group.
Give yourself the best opportunity to look through several scopes at the night sky before you purchase one. You will not regret trying before you buy, but you will regret buying a scope that you have no idea of what it can do, and it doesn't perform as you expect.
Others with more experience will advise you on the other issues you have raised.
All the best!
Cheers
John
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