Sounds like a good approach.
Personally, I steer away from brand name desktops. They're usually last year's (or older) components at inflated prices, at least when new, but sometimes worthwhile if second hand. I've favoured HP/Compaq in the past when I've gone that way.
For run-of-the-mill purposes, I buy commonly available used machines from eBay. i've bought plenty from eBay and have yet to have a problem. For high-end performance, I build my own with hand-selected components.
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