All good advice above.
The only extra thing I would add:
Look at the Star Parties forum and try to attend one of these (near you).
You will probably see a lot of different scope types and sizes.
Have a look through them.
Talk to the owners.
Ask questions.
This can save you money, point you in the right (for you) direction, and make you feel comfortable about your decision.
BTW: You don't have to have a degree to start observing.
Most of us started out knowing nothing ... some still
Hope to see you at an observing night.
(I recommend the Pony Club at Mangrove Mountain)
Oh, and welcome to IIS
you're among friends here.