I think you have been given very good advice but just as an alternative viewpoint in light of your comments about planetary and lunar observing you might like to consider a reasonable refractor. Although generally they can cost a bit more they are very portable/easy set up and thus will give you plenty of opportunity to actually use. Refractors are also extremelyy popular on the 2nd hand market so if you tire of the hobby or decide you want to upgrade to a bigger refractor or something else you can easily resell them often with little loss on your original outlay (especially if you buy a 2nd hand refractor yourself). There have been some real bargins in the 80-100mm range lately on IIS as denoted by the number of minutes to few hours they have appeared before being relisted as sale pending and then sold.
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