Hey Brian, see S&T has reduced the 70 years of S&T to 179.95 US. To overcome the lack of a CC, you can get a debit MasterCard, which would allow you to get this set. A Debit MasterCard works like a CC, but instead you are using your own money. I had forgotten about this, as I have one, but I also have a CC as well. So look into the Debit MasterCard as this will solve your problem, Cheers Peter
