Not good Terry!
What is really annoying is that she didn't have any insurance, and my Neighbour has had to put in an insurance claim to repair all his fences, gates, and part of the paddock (fencing and gates are expensive), and he was told that he will lose his No-Claim Bonus and his insurance rates will now be increased.
He is fuming but his Lawyer says there's nothing he can do because . . simply . . she wasn't insured.
Also, if his cattle had got out, he was responsible not her!
All because a stupid 18 year old twit decided to go flat out at night and lose control!