I was just reading those odds Peter and found one that relates to me.
Hail. The odds a person will be injured by hail in a year are
1 in 5,114,000. According to the National Weather Service, 718 people were injured by hail between 1995 and 2007. And the number killed? Just five. The odds a person will be killed by hail in a year, then, are
1 in 734,400,000.
I was riding my motorbike home with an open face helmet a few years ago when a hail storm started. I actually copped a lump in the mouth resulting in a split lip.
So I am one of those people in the 1 in 5,000,000 category.