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How much gear you can or cannot afford is up to your budget and no one is going to can you for that. If they do, they are not terribly nice people.
The reality with solar photography is that there is white light photography which can be very rewarding (take a search for some of those in the solar system forum) and great results can be obtained; and then there is Ha or CaK imaging. With Ha you cannot skimp, you cannot add or subtract any filters and add them to something you have already. These are system orientated. The nearest you can get is what Thousand Oaks makes with a prominence filter and even then I think you need a blocking filter with it. Please don't try some of the home made stuff on the net until you are absolutely certain you know what you are doing.
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