Quote:
Originally Posted by bkm2304
Ah yes, the exclusions and the terminology. Quite a few thousand Australian families have found out all about policy exclusions recently.
When liability fever swept through the local councils in the late 90's in NSW, clubs and small interest groups were faced with utter absurdities such as ladies' crochet circles and the like needing $10 mill liability when using council community halls (I'm not sure either, but I suppose a person wandering by the ladies in the hall might trip over on a ball of wool or gouge themselves with a number 3 hook). The upshot was that many community groups simply folded or started meeting at homes.
Change the law on this sillines and allow people actually to take some responsibility for their actions and not as a reflex blame someone else if at all possible.
Richard
|
Well the laws in Queensland did change and most associations became "incorporated" associations in the mid 90s. This meant the individual members were no longer personally liable in the event of a claim against the association. The associations must have a constitution (rules of incorporation), a certain amount of public liability insurance and regular audits of their financial affairs - what is wrong with that?
If you have a work related injury and have abided by the relevant safety procedures, you will be covered by "Workers Compensation". But if you ignored the safety rules, you're on your own.
I hope the same principles will apply to injuries at Astronomy events. It's part of the responsibility for being an organiser at an event - if you don't provide a safe environment for participants, you can't expect them to cop an injury on the chin. The question is what will the insurer's demand as a "safe environment"?
DT