[Louwai (Bryan)]

I've just renewed my contents insurance & thought I'd put this out there for general info.

I've just renewed my home contents insurance to cover a total of $99k.
$45k of general household items & $54k of telescopes & astronomy gear. The premium is $400/yr, BUT, the telescopes & things are only covered while at home.
To cover all my gear for "Australia Wide" was going to be about $2.5k per year, which is just rediculous.

I have listed all my gear as specific items & values. The insurer has set up my account so that I can log in online & choose when, & for how long my gear will be away from my home. (eg, when I'm at Astrofest). When Iget home I log in & "turn off" the away-from-home button.

For the period that the gear is away from home I pay a weekly premium of $35. (minimum 1 week). So for 3 days at Astrofest, my gear is 100% totally covered for ANY damage, theft, loss etc & it will cost me $35 for the insurance cover.

I reckon that's a fantastic bargain. Realistically I'd only spend a total of 2 to 3 weeks with the gear away from home each yr. A cheap alternative for total 100% cover Australia wide.

This was with Youi Insurance.