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The credit card companies are not very worried about compromising cards. They are happy to lend as much money as you want as long as you get into debt to them. They like to make borrowing as easy as possible so that they can increase their profits. That is the reason for the swipe cards. More sales, more borrowing, more profit, risk to them low. Sales under $100 will be missed by the average CC user. Sure they will quickly recompense for problems (those discovered). Makes them look benevolent but I can assure you that overall they do not lose.
Why do you think CC interest is so high. The banks actuaries work out the risk of fraud and build it into the interest rate. They don't lose as long as the CC user pays enough interest to cover the frauds. If the rate of fraud increases the interest will rise to cover it.
They are still kind enough to me to give me 55 days interest free but the supplier pays for the priveledge of my custom which is built into his prices (and now the big companies are allowed to pass on a fee as well). However it still suits me to use a CC for all purchases because it consolidates all into one bill that I only need to pay when it falls due and I don't need to carry cash.
I love my CC and would have an increase in living costs without it.
Barry
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