Yea Jeff, I know what you mean by the excess.
Although the excess is only $100.00 we also have a rise in the premium next year by 10% which equates to about $200.00 for the year, and my rating 1 goes to rating 2.
So all in all we get back $349.00 from the cost of the TV, which costs $649.00.
We haven't sent in the claim yet and may not do so on these grounds, and just buy it out right, then keep our benefits on this policy in case we need it for something more serious.
Leon
