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h0ughy, in many cases the insurance companies are bluffing. We replace phone systems struck by lightning all the time and they are almost always covered in the customers policy. In many cases this amounts to figures as high as 10 thousand dollars. The insurance companies first line of defence is denial and in many cases they manage to bluff the client out of a legitimate claim. I once had some equipment damaged by lightning and the insurance company tried on the same trick. As the damage was only $100 I didn't persue the matter but later checked my policy, to find I was indeed covered for lightning damage.
Last edited by acropolite; 24-11-2005 at 06:52 PM.
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