What 'fair chance'. All things being equal it is a remote possibility at best. What state is the planet in? Primordial and not a chnace of habitability. A dead rock and no magnetic field and the solar wind will have removed all trace of atmosphere. If it does have an atmosphere, of what does it comprise? What is the melaticity of the system? Did the inner solar system go through the same bombardment process as our own, the primary theory whereby habitable making material was delivered to our planet... Does the system have giant planets protecting the inner solar system?
As I said, what are you calling a 'fair chance'? Yes there is a possibility, but to lead the story saying a habitable planet has been found..... Note that I define 'habitable' as being something that our definition of life can inhabit.
Cheers
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