Bought the Starwatcher 102 x 500 today for $399 from Andrews.
Reasons for this were smaller size means it fits next to my bed better.
F5 seems better for daytime terrestrial viewing.
Comes standard with a 45 degree erect prism so everything looks normal (and they kindly threw in a moon filter because they didn't have a box to put it all in).
Luke from Andrews was very friendly and I'd recommend them to any other newbies buying a scope.
Thanks again everyone for your help. Can confirm that right now in daytime I can't notice any imperfections at all even through the flyscreen everything looks crisp. The AZ mount is definately what I needed, so nice and easy.
Really appreciate the help from everyone. The advice here really helped me narrow down what I needed.
again.