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Only thing I would add might be that it's worth waiting till you can afford a premium widefield eyepiece. Panoptics are beautiful eyepieces.
I calculate the worth of the eyepiece by how many times I"m likely to use it over the rest of my observing life. If I average one night a week for 25 years, a 27mm Pan works out at 32 cents a night. Less if I can get it second hand. Cheap I reckon.
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