I have a PayPal account and have used it regularly for about 3 years.
1. My PayPal is linked to a small account at a bank which is separate to my everyday accounts.
2. I have a small surplus in PayPal funds, usually $50-100 also.
Quote:
Originally Posted by JimmyH155
I cant understand it. Took me 2 hours yesterday just to sign in. They told me I was already registered and I had of course forgotten password. Eventually I got in and set up my bank account to pay from (good idea guys, or dumb??) 
Then they said they were going to put a little bit of money (less than a $) into the a/c to prove all is well....is that fair dinkum???
Dont know if I will ever dare to use it though 
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Yes they do deposit a small amount to your bank account - normally 3 or 4 cents. When you check your account, you then confirm the amount with PayPal. This is to ensure you are the authorised account holder. This is completely normal.
I have never had an issue with PayPal. For buying goods overseas, I believe it is safer than providing credit card details. PayPal is the "middle man" for me and once you start using it, you become confident in its use.