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Perhaps you really can't afford it in the first place.
Interest rates have just started climbing (0.25% today) and additional increases are expected.
Nobody knows what the interest rates or inflation will be next year or the following year.
The US dollar is still weakening and the Aussie dollar is forecast to keep gaining, thus making US equipment more affordable.
Spending large amounts of money if there are financial concerns may be a selfish, especially if there are others involved.
If this isn't the case, then perhaps it's just procrastination.
You could always wait for the post Christmas lull and see if anyone else is purchasing at that time also; ask for an extra discount.
Saying for you to just go for it might not be the best advice.
Perhaps somebody needs to voice a sensible opinion.
Cheers
Mark
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