Quote:
Originally Posted by dpastern
I think it depends - when you listed on your insurance, did you state it was 2nd hand (and without receipt)? Is your insurance old for new? Most of my stuff is covered by my parent's home insurance, although I've had to declare some other stuff and pay a premium on top of the normal annual premium (collectibles, etc).
Dave
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It's a premium on top of the standard home and content that protects me from dropping the stuff or getting it stolen at home or even on site in the bush. Haven't specified if it was new but I told the operator most of it was second hand and they didn't seem to mind or care.
