Quote:
Originally Posted by AlexN
Just a bit more interjection on my part..
Personal debt is toxic to wealth, but wealth does not mean happiness. Who wants to be wealthy, but unhappy.. Yes, it would be great to live in an ideal world where nobody is in debt.. That would be great. That said, how many of us would have a 12.5" RC or a 180mm APO on an AP1200 GTO with a big fancy CCD camera on it if we could... When you're talking about getting a 300~350k (minimum these days really) home loan, whats an extra $50k on top going to hurt? It might cost you an extra $100 a month, and if being very happy is not worth $100 a month to you then I feel utterly depressed for you.. If hoarding wealth is your goal in life, it must be a sad existence. You can not take your money with you when you die, you SHOULD not let your children inherit large amounts of wealth from you as if you do they will not learn the value of a dollar and grow up expecting that everything should be made easy for them.. All you have in this life in a brief period of time with which you can choose what to do. You could choose to save all your money for a rainy day and not have and experience the things you want, or you could just say to yourself well, debt, its here today, it'll be here tomorrow, and if all you get for it is a roof over your head, well that will do, but if you can afford a little extra a month, why wouldnt you get a roof over your head, and a sliding roof over your shiny new telescope/mount/camera...
I vote happiness over money. Money isn't important, Its not even real in a sense, we're just made to believe that it is.
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That's assuming that all people have large amounts of money to pass on some of us through no fault of our own are just getting by and are still happy in spite the fact. You can be happy no matter if you live in rental or your own home if you own the biggest and brightest of everything you can still be depressed. Don't get me wrong I love things too but I also believe that if you get things it's because you have been generous to others in the past. Like with my astronomy gear I went to our local recycling center and there it all was and I got it for $58 I know that I enjoy using it but if it were gone I could get over it I look at it like a gift but I also know that it is not going to last for ever so attachment to anything is going to cause pain in the future.