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Since I had a bad credit rating (probably still do), I doubt the bank would lend me that much money. I basically was working contract a few years back, got sick, took time off work without pay, had to pay bills somehow, maxed both my credit cards out (and also bought a few silly things on impulse that I know I shouldn't have). I became unemployed, took a while to get employed again, and couldn't afford the mininum repayments to keep the bank happy. Despite trying to negotiate with them, and seeing the Centrelink FIS and also an independant financial advisor, the bank told me where to go and didn't agree to a temporary repayment plan until I became employed again. The financial advisor in question had NEVER been knocked back on a repayment plan before, she was gobsmacked. Obviously the bank had it in for me (I'd had a biatch at the credit card department very rudely have a go at me over the phone and I told her to **** off).
Anyways, all debts paid off now, some money in the bank, regular job etc. Bank has given me another credit card with a 1k limit and a 2nd chance. I'm working on building up my credit rating again and keeping out of debt.
If I had a better credit rating, and a higher income job, I'd consider a loan on a AP1200, deepsky 10" RC and throw in a QHY9 CCD imaging setup with filter holder and filters, as well as a permanent pier with some basic cover from the weather. I don't want much do I!!!
Dave
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