Norm,
All your questions have been answered. My bit is that a Telrad is brilliant, I have taken my finder scope off and use the Telrad exclusively, the Crayford is far better than the R&P (get the Premium version even if it means you have to wait a bit longer), don't worry about flocking in the beginning (better off getting used to moving the scope, collimation, etc).
BTW welcome to the forum
