There was a report here in WA of a card skimming devices installed on ATM's It is happening nationally as well, Organised crime.
It is possible that is how it happened. They found that covering you hand over the numberpad stops these scams from working as they use a mini wireless camera to look at the PIN number during the transaction.
Other ways is retailer with card skimming machines. Don't lose sight of the card and look carefully at the machine to see if there is no extra wires or attachment to the machine. Especially when the operator takes the card below the level of the table out of sight.
Sorry this doesn't help you Leon. Maybe for the furture, cards no-a-days are still important transaction otherwise we might end up with more smash and grabs.
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