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This is why using a credit card is so dangerous. As an example, you go to a nice restaurant and they swipe your card. Who's to say staff aren't taking note of your card details? All you need is the card no, name, expiry date & safety number. Who's to say that they're not videoing you enter in the pin number etc? Who's to say that they're not making a copy of the magnetic stripe? Who's to say that they're not on selling the card details to these mongrels, so they can make a buck?
Leon - if you didn't give out the card details, then surely someone had to have. I'd be checking where you've used that credit card in the recent past - chances are one of those has on sold your details.
If you are using a credit card online, make sure that the page is secure (it'll show https in the address bar instead of http, and there's usually a pad lock as well).
I hope it all works out for you. Personally, I don't think the bank has a legal chance to stand on to make you pay for it. If they cannot prove that you didn't take adequate steps to protect your card details, then I do not believe that you can legally be held liable. I would strongly advise you to both notify the police, and also to see a lawyer. Good luck.
Dave
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