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Vader if you are still here don't take this personally but you could have been a bit more diplomatic. The last person that asked me why I was not rich if I was so smart I showed him the door. He too has done really well in the GFC meltdown NOT!. I felt like slamming his puerile mind inside of what he called a head in the door. I fortunately stopped myself as I did not want to damage my door on a twit.
Bert
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