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Without doubt this a tragedy which plumbs depths of despair which few of us can really appreciate.
We almost lost our house in the Sydney fires of 1994. Ours was a happy conclusion. No so for many others.
The one thing I did do after this very nasty scare was up our house insurance by a factor of two (pre-fire ours was woefully inadequate)
Suggest you all have a good look at the fine print (eg definitions of "valuables" in your insurance policies.
It's very sobering to calculate the cost of losing *everything* material to your life.....let alone family or friends. Have place for those irreplaceable items....and a plan to get out if the worst happens.
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