Tony, you may have something here, we all, or most of us have bank accounts, but what is this in reality, it is a number given to us when we hand over our hard earned cash, however our money dosn't sit in a special place with our number or name one it.
If it did there would be something in our bank account, no, once our money is deposited into that account, it is gone, because the bank uses it for other purposes, so really there is nothing in our bank account, until we ask for it back, and then the bank goes and gets it from some other place and puts it back.
So there is in never anything in our bank accounts.
Leon