Quote:
Originally Posted by sheeny
Yes... that approach does have a certain appeal.
Al. |
My approach is to have a SEPARATE Credit/Debit (mine is a debit card) linked to a working account and only to place a little more than the funds required (ie if the goods will cost 200USD , I calculate the AUD and put that amount + 10% into the account NO MORE . That way if some fraudster somehow cracks PAYPAL all they can get is the +10% amount if the changes on exchange rate haven't taken that amount in the proper transaction.
Loosing the +10% amt wont hirt my financial position - I would still repudiate the fraudulent transaction though if I experience another one.
My biggest concern is identity thieft and someone opening credit cards with my identity (and my eventually recieving the bills for these)
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Internet based banking is DANGEROUS !!!