you could also try to broker a deal with your parents.. say.. $20 for the points. So just say something along the lines of "Well.. the scope is gonna be $400.. so plus the money order charge is $402.50.. but if i put it on your credit card.. you'd get all the points wouldn't you? So how bout I give you $380, and you put it on your card and get the points.. THINK OF THE POINTS!
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el