Jacquie
As Mike has said, first step is to define what you want to achieve. Tools come second. If you are not careful, you end up with a solution looking for a problem! Write your requirements down (or even post them here), and then you have something against which to assess the tools.
There are plenty of great hosting firms, and if yours doesn't support MySQL/PHP, don't be afraid to change. You might be surprised how cheaply you can get hosting. FlexiHostings.net.au have some great deals (they even provide free hosting for NFP organisations).
I am in the (long) process of completely redeveloping the AAQ website using Joomla!, which is a CMS. But it needs PHP/MySQL, and my be overkill.
Hope that this has helped.
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