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Hi Aphelion. Your budget will be a challenge. Even with binoculars, if you want more than about 8x to 10x magnification, you'll need some way to hold them steady as well - probably a tripod is best, but putting them on a small bean bag on a railing might be a cheap way.
Remember, a reflecting telescope for terrestrial means an upside down image. You can get inverting adapters to bring it back to something like the right way, but that's extra expense and they will probably narrow your field of view.
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