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I like your analogy with drugs Alex. I'd never really thought of it that way but you're right, we'd (probably) never make the decision to legalise drugs but we'll let people ruin their lives with easy credit. Makes you think doesn't it.
Of course if we did limit access to credit someone would jump up and down saying it was infringing their rights. It's strange how some think that we are in a "big brother" nation and others think we need more regulation to "protect" us from harm. Most I imagine would like to see less regulation for individuals and more for corporations.
I guess no matter what we do in the future the one truth will remain about that fool and his money. As Mulder would say "trust no-one."
Trav
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