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Alex...
Alex, Alex, relax brother, you're getting worked up trying to apply reason to irrationality: just reflect on the inferred aspersions you're casting on all those good folks who spend their waking hours speculating on the relative merits and value thereof of currencies - just calm down my good friend; our financial institutions are there to grease the cogs of our existence. What's that you say about grinding - carefull, none of this New Age Pseudo-Marxist dogma here bro!
The majority of us rejoiced and sang fullsome praise as these institutions slashed their services and personnel; put a stop to that old nonsense about receiving interest on our savings unless we locked them into conditions and timeframes of their choosing, and decided that "caveat emptor" was something about having our caviar and them eating it too! These, along with "role-modelling" in the form of executive salaries and bonuses et al have helped us to appreciate our lowly positions in the great scheme of things, and enabled their profits to continue to spiral, albeit with well-intentioned and constant exemplifying of the hiccups and foibles associated with the onerous social responsibilities they undertake on our behalf.
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