Hi Scooter,
It takes experience with the planet to see the finest details visually. The Cassini division, crepe ring, shadow of the rings on the planet, shadow of the planet on the rings and some banding on the planet can all be seen visually.
While I can't see as much banding on the planet visually as is captured in the image this image is similar to the visual appearance.
I took a video of 2000 frames with my webcam and stacked the best 900. Stacking improves the signal to noise ratio of the image. I then used wavelet processing in Registax to bring out more detail.
What apeture are you using (I used an 8" SCT)? Do you collimate regularly? Good collimation is critical for observing planetary details.
The more you watch the planet, the more you will see
Have fun,
Doug