I figure, if you spend $1000s of dollars on something, you'd be worried about breaking or scratching it. Especially if you're a noob, like me.
Take me for example, on the weekend, I completely took apart my telescope's front end....and put it back together the wrong way!

What I was trying to do was collimate the secondary, but didn't see the 3 screws till too late. 50 smudges on the glass (not mirrors) later, I had it back on, and the next day I drove over to Phil's who took it apart for me, cleaned the glass and the mirrors, and collimated it perfectly.

Now I know much more about how Newtonians work, and collimation, so i'm not worried about collimating, or taking apary my scope.
However, i'll still be very cautious!